FDIC-insured banks only

Savings & CD rate tracker

We only list rates we personally opened on the bank’s own page on the verified date. Conditional or promotional APYs are labeled. No fake reviews.

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Certificates of deposit

Rates change often. Always confirm on the bank’s linked page before opening an account. Deposit insurance has limits: FDIC coverage is $250,000 per depositor, per FDIC-insured bank, for each ownership category (FDIC, verified Oct 16, 2026). Confirm coverage for your situation.